Our Approach

We're here to guide you through the myriad insurance options, ensuring the best fit for your unique situation. Our team conducts periodic reviews to keep your coverage optimal. For business owners, our insurance solutions support tax-free withdrawals, ensuring business continuity with key person protection, buy-sell agreements, and capital gains tax funding

What it means for You?

Experience life with tranquility, assured that your loved ones and business are financially shielded should an unforeseen event occur. This assurance enables them to focus on supporting each other during challenging times, rather than grappling with financial uncertainties. If you are a business owner, insurance can help you enable tax-free withdrawals from your corporation

Life Insurance

Create an Insurance Portfolio

Critical Illness Insurance

Disability Insurance

Mortgage Insurance

Business Owned Insurance

Extended Health Insurance

Critical illness insurance provides a lump-sum payment to the policyholder upon diagnosis of a covered critical illness. This payment can be used to cover expenses associated with living with a critical illness, paying for treatments or in-home care, or taking a trip. The insurance is a way to protect against unmanageable expenses for you or your family in the event of a serious illness and is available for both individuals and business owners

Life insurance serves dual purposes for individuals and businesses. A personal life insurance policy offers a financial safety net for loved ones, while a separate business-focused policy can help ensure the company’s stability and future. From term to permanent policies, different options are available to address personal or business needs. When buying life insurance, you have to consider factors such as policy type, coverage, and cost to make informed decisions

Mortgage insurance protects lenders in case the borrower defaults on their payments. Banks offer mortgage insurance, but personal mortgage insurance purchased from private insurance companies is typically more flexible than banks, offering more coverage options and the ability to customize your policy to fit your specific needs. It also allows you to choose your own beneficiary, while bank mortgage insurance pays out directly to the lender

Disability insurance provides a financial safety net if you're unable to work and earn an income due to an unexpected illness or accident. Generally, it replaces between 60% and 85% of your income up to a maximum amount, for a specified time. Our offerings extend beyond traditional coverage, addressing unique needs for both individuals and business owners, whether you're seeking to protect your personal income or ensure the continuity of your business

This insurance provides coverage for medical expenses not covered by provincial health plans. It's available for both individuals and business owners and varies according to the plan, but typically includes vision care, prescription drugs, medical equipment, and services such as physiotherapy, massage, and personal counselling. It's a great way to protect against expenses in the event of a medical emergency

As a business owner you have options to own your insurance policies personally or have them corporately owned. There are tax advantages to a business owned policy, whether it's life, disability or critical illness. This type of insurance doesn't just protect your business, it also helps diversify your assets and allow you to access the insurance policy's value or borrow against it. Find out ways on how insurance can diversify your portfolio and reduce tax

Need Financial Advice?

Ensure that you’re properly insured. A member of our team will be happy to discuss options that will help you achieve more with your finances

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