Make your money go further

Our Approach

We sit down with you to specify a target asset allocation based on your current situation and long-term plans. We monitor the performance of each investment, have a rigorous due-diligence process, and are passionate about designing investment solutions matched to your life plans.

What it means for You?

While you enjoy your life and spend time with your loved ones, we take care of your investments—growing your money through a variety of strategies and products our experts have chosen specifically to meet your goals. You can live worry-free, knowing we’re hard at work to maximize your wealth.

Education Planning with RESP

Create an Investment Portfolio

Retirement Planning with RRSP

First Home Savings with FHSA

An RRSP is a retirement savings plan that you establish, that we register, and to which you or your spouse or common-law partner contribute. Deductible RRSP contributions can be used to reduce your tax. he annual limit for RRSP contributions is the lesser of 18% of your earned income in the previous year or the annual RRSP limit. For the year 2023, the annual RRSP limit is $29,210

You contribute money into your child’s RESP. The government will then contribute an additional 20% on the first $2,500 contributed annually, up to a maximum of $500 a year. That can add up to $7,200 over the lifetime of your RESP, per child, in grant money. You may also be eligible for the Canada Learning Bond (CLB) and additional provincial grants

An FHSA is a registered account that allows you to save for your first home. You can contribute up to your FHSA contribution room for the year. The annual FHSA dollar limit for the year 2023 is $8,000. You can withdraw funds from FHSA at any time. Contributions are tax-deductible, while withdrawals to purchase a first home, are tax-free. The lifetime FHSA limit is $40,000

Contribute to your TFSA and watch your savings grow tax-free. A TFSA is a registered account that allows you to earn investment income tax-free. The annual TFSA dollar limit for the year 2023 is $6,500. You can use your TFSA to save for any financial goal, such as a down payment on a home, a vacation, or retirement. Unlike an RESP, the government does not offer any matching grants for TFSA contributions. 

Tax-Free Savings with TFSA

Need Financial Advice?

The first step to optimizing your finances is just a phone call away! Speak to a TWC advisor today to learn how to ensure your finances are secure and growing

We're here to help